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Nexera Law Group

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Legal

Terms of Use

ACCEPTANCE. This Terms of Use Agreement ("Agreement") is a legal agreement between you and Nexera Law Group (Professional Corporation) (“Nexera”), the owner of this Web site (the "Web site"). It sets out the Terms and Conditions under which you may access and use the Web site. By accessing and using the Web site, you are indicating your acceptance to be bound by the Terms and Conditions of this Agreement. If you do not accept these Terms and Conditions, you must not access or use the Web site. Nexera may revise this Agreement at any time by updating this posting. Use of the Web site after such changes are posted will signify your acceptance of these revised terms. You should visit this page periodically to review this Agreement.

NO LEGAL ADVICE. Information made available on the Web site in any form is for information purposes only. It is not, does not constitute and should not be taken as legal advice. You should not rely on, or take or fail to take any action, based upon this information. 

NO LAWYER-CLIENT RELATIONSHIP. The presentation of information on this Web site or your use of, or reliance upon such information does not establish a lawyer-client relationship between you and Nexera or any of the lawyers at Nexera.  Please also note that any information sent or received over the Internet is generally not secure. Nexera cannot guarantee the security or privacy of any communication (in any form) to the Web site.

OWNERSHIP OF CONTENT. All materials displayed or otherwise accessible through this Web site, including but not limited to text, graphics, videos, photos, trade-marks, logos and other materials (collectively, "Content") are protected by copyright and trade-mark laws, and are owned by Nexera and its licensors, or the party accredited as the provider of the Content. Except as granted in the limited licence herein, any use of the Content, including modification, transmission, presentation, distribution, republication, or other exploitation of the Web site or of its Content, whether in whole or in part, is prohibited without the express prior written consent of Nexera.

LIMITED LICENCE. Subject to the Terms and Conditions of this Agreement, you are hereby granted a limited, non-transferable and non-exclusive licence to access, view and use the Web site for your personal, non-commercial use, and are granted the right to download, store and print single copies of items comprising the Content for your personal, non-commercial use, provided that you maintain all copyright and other notices contained in such Content.

LINKS. The Web site contains some links to third-party web sites. These links are provided solely as a convenience to you and not as an endorsement by Nexera of the contents of such third-party Web sites. Nexera is not responsible for the content of any third-party web site, nor does it make any representation or warranty of any kind regarding any third-party Web site including, without limitation (i) any representation or warranty regarding the legality, accuracy, reliability, completeness, timeliness, security, suitability of any content on any third-party web site, (ii) any representation or warranty regarding the merchantability and fitness for a particular purpose of any material, content, software, goods, or services located at or made available through such third-party web sites, and (iii) any representation or warranty that the operation of the third-party web site will be uninterrupted or error free, that defects or errors in such third-party web sites will be corrected, or that such third-party web sites will be free from viruses or other harmful components. 

LIMITATION OF LIABILITY. Subject to applicable law, in no event shall Nexera, or its principals, employees, consultants, agents, or licensors be liable for damages of any kind including, without limitation, any direct, special, indirect, punitive, incidental or consequential damages including, without limitation, any loss or damages in the nature of or relating to lost business, lost savings, lost data and/or lost profits arising from your use of, reliance upon, or inability to use the Web site or the Content, regardless of the cause and whether arising in contract (including fundamental breach), tort (including negligence), or otherwise. The foregoing limitation shall apply even if Nexera knew of or ought to have known of the possibility of such damages.

DISCLAIMER OF WARRANTIES. The Web site and the Content is provided "as is" and “as available”, without warranty or condition of any kind, either express or implied. Nexera expressly disclaims all warranties and conditions, including any implied warranties of merchantability, fitness for a particular purpose, title, quiet enjoyment or non-infringement in respect to the Web site and the Content, to the fullest extent permissible under applicable law.  Although Nexera has taken steps to provide Content that is correct, accurate and timely, no representations or warranties are made regarding the Web site and/or the Content including, without limitation, no representation or warranty that (i) the Web site or Content will be accurate, reliable, complete, current, timely or suitable for any particular purpose, (ii) that the operation of the Web site will be uninterrupted or error-free, (iii) that defects or errors in the Web site or the Content will be corrected, (iv) that the Web site will be free from viruses, malware, worms or other harmful components, and (v) that communications to or from the Web site will be secure and/or not intercepted. You acknowledge and agree that you are using the Web site and the Content, if applicable, at your own risk and liability.

RELEASE AND INDEMNITY. You hereby agree to release Nexera, its principals, employees, officers, and agents from any and all liabilities and damages (including any direct, indirect, special, exemplary or consequential damages, including lost profits) whatsoever or arising from your use of the Web site (including any breach by you thereof), the Content or otherwise relating to this Agreement and you agree that your sole remedy for any claim, loss, damage, costs or expenses is to cease using the Web site. You will indemnify and hold Nexera harmless from and against any claims, losses, judgments, damages, costs and expenses (including without limitation, reasonable legal fees) incurred by any of them due to or resulting from your use of the Web site, the Content or otherwise relating to this Agreement (including any breach by you thereof). You will also indemnify and hold Vanguard harmless from and against any claims brought by third parties arising out of your use of Content from this Web site.

PRIVACY POLICY. Nexera will treat any personal information that you submit through this Web site in accordance with its privacy policy that may be in force from time to time. You hereby consent to the use of your Personal Information by Nexera in accordance with the terms and for the limited purposes set forth in our privacy policy and/or applicable laws. 

SECURITY. Any information sent or received over the Internet is generally not secure. Nexera cannot guarantee security of any communication to or from the Web site. Nexera does not assume any responsibility or risk for your use of the Internet. 

PASSWORDS. Any passwords and user ID’s used for this Web site are for individual business use only. You will be responsible for the security of your password and user ID (if any). You further agree not to disclose your password or user ID to any other person and Nexera will not be responsible for the unauthorized use of your profile by any other person and are under no obligation to confirm the actual identity of any password or user ID. Nexera cannot and will not be liable for any loss or damage arising from your failure to comply with these provisions.

TRADE MARKS. The name Nexera, Nexera Law Group (Professional Corporation) and the logo displayed on the Website are the intellectual property of Nexera Law Group (Professional Corporation).  Other names, words, titles, phrases, logos, designs, graphics, icons and trade marks displayed on the Web site may constitute registered or unregistered trade marks of Nexera or third parties. 

GOVERNING LAW AND JURISDICTION. The Web site is operated by Nexera from its offices within the Province of Ontario, Canada. By accessing or using the Web site, you agree that all matters relating to your access to, or use of, the Web site and its Content shall be governed by the laws of the Province of Ontario and the federal laws of Canada, without regard to conflict of laws principles. You agree and hereby submit to the non-exclusive jurisdiction of the courts of the Province of Ontario with respect to all matters relating to your access to and use of the Web site.

TERMINATION. Nexera may, in its sole discretion, cancel or terminate your right to use the Web site, or any part of the Web site, at any time without notice. In the event of termination, you are no longer authorized to access the Web site or the part of the Web site affected by such cancellation or termination. The restrictions imposed on you with respect to both Content and the Web site set out in this Agreement shall survive. Nexera shall not be liable to any party for such termination.

ENTIRE AGREEMENT. Except for any agreement in respect of Content, this is the entire agreement between you and Vanguard relating to your access and use of the Web site and the Content herein.

GENERAL. If any term or provision of this Agreement is held by a court of competent jurisdiction to be invalid, it shall be severed and the remaining provisions shall remain in full force without being invalidated in any way. You may not assign, convey, subcontract or delegate your rights, duties or obligations hereunder. Nexera will not be considered to have waived any of its rights or remedies described in this Agreement unless the waiver is in writing and signed by Nexera. No delay or omission by Nexera in exercising its rights or remedies will impair or be construed as a waiver. Any single or partial exercise of a right or remedy will not preclude further exercise of any other right or remedy. Nexera’s failure to enforce the strict performance of any provision of this Agreement will not constitute a waiver of Nexera’s right to subsequently enforce such provision or any other provisions of this Agreement. The headings used in this Agreement are included for convenience only and have no legal or contractual effect.

 

Privacy Policy

Nexera Law Group (Professional Corporation) ("Nexera") is a full-service law firm specializing in residential real estate and wills and Powers of Attorney with an office in Mississauga. The lawyers and staff at Nexera (sometimes referred to as “we”) are committed to protecting your privacy and recognize the importance and sensitivity of personal information. We are committed to our clients and protecting any personal information that we hold. This Privacy Policy outlines how we handle your personal information to protect your privacy.

Privacy Legislation

Since January 1, 2004, all organizations collecting, using or disclosing personal information in Canada in the course of commercial activities have been required to comply with the Personal Information Protection and Electronic Documents Act (“PIPEDA”) and any applicable “substantially similar” provincial legislation. These obligations extend to lawyers and law firms, including Nexera Law Group. In addition, as a professional services , we have professional and ethical obligations to keep confidential the information we receive in the context of a lawyer-client relationship.

Personal Information

Personal information is defined in PIPEDA as information that can identify you, or by which your identity could be deduced. If we did not collect and use your personal information, we would not be able to provide you with legal services.

Consent to Our Collection, Use and Disclosure of Personal Information

In most cases, we obtain your consent to collect, use and disclose your personal information. If you retain Nexera Law Group (Professional Corporation), we assume that we have your implied consent to our collection, use and disclosure of your personal information for the purposes of providing legal services to you, your company or organization; however, at times we may ask for your express consent, either verbally or in writing. By providing your personal information to us, you agree that we may collect, use and disclose your personal information as outlined in this Privacy Policy.

Collection of Personal Information

Generally we collect your personal information directly from you at the start of or during the course of your retainer with Nexera Law Group (Professional Corporation). We may also obtain personal information about you from other sources, such as:

  • your insurance company;
  • your financial institution;
  • your real estate agent;
  • your legal counsel in another jurisdiction, if we were retained through the other law firm;
  • from a government agency or registry;
  • your employer, if we are acting for you, at its request; or
  • your accountant

Use of Personal Information

We use your personal information to provide legal advice and services to you, to issue invoices and to maintain our database of clients.

We may also use your personal information so that we may communicate with you about recent developments in the law, keep you aware of Nexera Law Group (Professional Corporation) news and invite you to our firm events.

Disclosure of Personal Information

Generally, we do not disclose your personal information to third parties without your consent unless permitted or required by applicable law. There are some situations in which we may disclose your personal information without your consent. For example:

  • when we are required or authorized by law to do so, for example if a court issues a subpoena;
  • where it is necessary to establish or collect fees;
  • if we engage a third party to provide administrative services to us (like computer back-up services or archival file storage) and the third party is bound by our privacy policy; 

In some cases, your consent will be implied. For example, when the legal services we are providing to you require us to give your information to a third party (such as to a lender in a real estate mortgage transaction in which we are representing you) we would rely on your implied consent to the disclosure. Lastly, from time to time we may transfer your personal information to the firm's service providers. Under PIPEDA, a transfer to a service provider is not considered to be a disclosure for which your consent is required; however, we will use contractual or other means to ensure that the third party service provider is bound by obligations regarding privacy that are consistent with this Policy and our obligations under PIPEDA. Examples of transfers to service providers would be situations in which we contract with third parties to provide us with services such as archival file storage or insurance. Other examples would include cases where we engage other service providers such as expert witnesses or law firms in other jurisdictions on your behalf. Service providers may be located in various countries, so please be aware that authorized officials of governments in those countries may be lawfully able to access your personal information without your knowledge or consent pursuant to the laws of such countries. To the extent that we are permitted to do so by applicable law, we will notify you if we are advised that this access has occurred.

Accuracy of Your Personal Information 

It is important that the personal information that we have on file be accurate, complete and up-to-date. If, during the course of the retainer, any of your personal information changes, please inform us so that we can make any necessary changes. We may also ask you from time to time whether your personal information is up-to-date.

Safeguards

Nexera Law Group (Professional Corporation) uses various administrative and technological safeguards to ensure that your personal information is protected against loss, theft, misuse, unauthorized access, disclosure, copying or alteration. These include: security of our physical premises; our professional obligations; security software and firewalls to prevent unauthorized computer access or “hacking”; and internal passwords that restrict access to our electronic files.

Access to your Personal Information

You have a right to challenge the accuracy and completeness of your personal information and to have it amended, as appropriate. You also have a right to request access to your personal information and receive an accounting of how that information has been used and disclosed, subject to certain exceptions prescribed by law. For example, if the requested information would reveal personal information about another individual, your access may be limited or denied. If your request for access is denied, Nexera Law Group (Professional Corporation) will notify you in writing of the reason for the denial. Nexera does not use your social insurance number as a way of identifying or organizing the information we hold upon you. 

Website Privacy

Like most other organizations, we may monitor traffic patterns, site usage and related site information. We may provide aggregated information to third parties, but this does not include any personally identifiable information.

Changes to this Privacy Policy

We may change this Privacy Policy from time to time. Any changes will be posted on our website at www.nexeralaw.ca. Please check from time to time to ensure you are aware of our current policy. This Privacy Policy is effective January, 2010. 

E-mail: fileinfo@nexeralaw.ca

Our Team

We Believe In Providing An Unparalleled Client Focused Experience
 
Nexera Law Group (Professional Corporation) specializes in real estate conveyancing transactions. We offer exceptional customer service, proprietary technology and a relentless approach to innovation. Our personnel is comprised of highly experienced corporate and legal professionals.  
 
 
Click on an employee photo below for contact information.

Careers

Be Part Of Something Different
 
We’re excited to discover the unique skills and perspectives that you can bring to Nexera Law Group (Professional Corporation). We invite you to check our job opportunities and find out how working here can help you achieve your personal and professional goals while you help us redefine the Real Estate industry.
 
Are You Ready?
 
We want people with passion and creativity. People who can thrive in a diverse organization and grow personally and professionally as we grow our brand to new heights. If you've got the talent, and you love the thrill of a company that lives to grow, join us!
We offer a fast-paced work environment with a focus for culture. We believe that learning, sharing and networking is important.
 
Interested in working for Nexera Law Group? Submit your resume to resume@nexeralaw.ca

FAQs

Do I arrange my utility accounts or does your office handle that?

For a purchase transaction, it is you as the client that is responsible for setting up accounts with the appropriate utility companies.  We will, however, notify the Tax department of the ownership change.  For a sale transaction, it is you as the client who is responsible for informing the appropriate utility companies that you will be selling the home and therefore cancelling your account.  If you have further questions or concerns, please feel free to contact us

What is a status certificate, and why should it be reviewed by a lawyer?

If you purchase a resale condominium, it is likely that your purchase will be conditional upon a lawyers review of the Status Certificate.  A Status Certificate is simply a report card on the operational and financial health of the condominium corporation, I.E, the entity that manages the money that makes up your monthly condo fees.  The Status Certificate provides information such as, but is not limited to, whether monthly fees are expected to increase and if so, by how much, whether major repair work may be required and the cost associated with the repair or whether the condo corporation is involved in any litigation.  All these items may have a significant impact on the amount you pay in condo fees on a monthly basis in the future and because of that the Status Certificate needs to be reviewed by a lawyer prior to you making the final decision to purchase the unit. If you have any further questions, please give us a call.

What is title insurance, and why is it a good thing?

Title insurance is an insurance policy, that protects you, the home owner, against challenges to the ownership of your home or from problems related to the title to your home.  The policy provides coverage against loses due to title defects, even if the defects existed before you purchased your home.  A title defect is a problem with the title which prevents free and clear ownership. It protects against a number of risks that a Solicitors Opinion on title may not cover, such as, fraud, forgeries and issues around encroachments, easements and zoning.  Title insurance policies protects you for as long as you own your property.  Title insurance is generally purchased when you buy your home or refinance and you will only make one premium payment when your first buy the insurance.  If you have any further questions, please feel free to contact us

On a purchase, when will I know how much money I need to bring in to complete the transaction?

Generally, we do not know how much money you need to bring into our office until closer to the closing date.  This is because the calculation is dependent on your receipt of statement of adjustments from the seller's lawyer.  In the event you are obtaining a mortgage, instructions from your lender will be required in a timely  fashion in order for us to calculate the balance due on closing, for your transaction.  Once we are in receipt of the required documents, we will advise you to bring in a bank draft or certified cheque made payable to Vanguard Law Group LLP, in trust.  This cheque will represent the balance due on closing to purchase the property, legal fees, disbursements, land transfer tax and title insurance.  If you have any further questions, please feel free to contact us.

How do I get a rebate on land transfer tax?

In order to be eligible for a rebate on land transfer tax, there are a few conditions you must satisfy:

  1. You must be at least 18 years of age;
  2. You must occupy the home as your principal residence within 9 months of the date of transfer;
  3. You cannot have owned a home, or an interest in a home, anywhere in the world.  If you are married, there is also a requirement in that your spouse cannot have owned a home, or an interest in a home, anywhere in the world while being your spouse. 

If you have any further questions, please feel free to contact us. 

Do I have to come into your office to sign closing documents?

You do not have to come to our office to sign your paperwork, in fact, the majority of our clients choose to take advantage of our in-home signing services.  Our in-home signing services allow you to sign all the necessary legal documentations at your home, at your work or at a location convenient to you, 7 days a week throughout the province of Ontario.  If you have any further questions, please feel free to contact us.

What time do I have to vacate my home when selling?

When selling your home, you should plan to vacate the property by 12:00 pm on the day of closing. If your delay causes the buyer to incur any additional expenses, moving fees for example, you may be held responsible for those costs. Don't forget to remove all belongings and garbage, and leave the property in a clean and broom swept condition. If you agreed to do any repairs on the property, make sure this is done prior to closing. If you have any further questions, please feel free to contact us.

On a purchase, when do I get my keys? On a sale or refinance, when do I get my funds?

When purchasing, there is no precise time that your keys will be ready by, however, keys are usually available at our office between 2pm and 6 pm on the day of closing.  We will advise you as soon as the keys are available as we are unable to release keys before the transaction is closed.  When selling or refinancing, your proceeds will be ready when transaction is closed or the following business day and we will let you know as soon as your funds are available.  Should your mortgage instructions contain conditions for unsecure debt cheques, your assigned law clerk will review these with you prior to closing.  Please feel free to contact us with any questions.

How does Vanguard give back to the community?

At Vanguard Law Group we understand the importance of giving back to our community. We are proud sponsors of Peel Children’s Aid Foundation, as well as various local sports teams. Many Vanguard staff members participate in events, such as Movember and the Weekend to End Women’s Breast Cancer.

In addition, we continually make the effort to grow our business in an environmentally responsible and sustainable way. Initiatives like, paperless signings, video conferences closings and using electric vehicles demonstrate our commitment to this. We believe that is part of business responsibility to ensure we do not negatively impact our surroundings.

I found a lawyer who charges less than your firm. Why should I choose you?

We undertand how important it is for you to have a good idea of what your legal fees will be early on in the process.  That's why we structured our fees to be inclusive and transparent, rather than having you caught off guard with hundred of dollars of unexpected fees upon closing.  Our fees are highly competitive and typically match our competitors in our market locations but we are not the lowest. Our firm specilizes in Residential Real Estate transactions and as such, we have highly skilled law clerks and lawyers, should your file become more complicated. 

We also have a sophisticated online presence, use industry leading technology and offer unprecedented availability and convenience to enhance our client's experience.  We believe we offer the best value in the industry. Our Complete Closing Cost Calculator can be found here.  If you have any further questions, please feel free to contact us.

Thank you so much Julia. It was a pleasure working with you too.

Sundeep A (Mortgage Professional)
Refinance
May 01, 2017

(Anita) Thanks for your help thus far, appreciate it & appreciate u.

Catherine V (Client)
Refinance
May 03, 2017

Thanks for all your continued support with our clients. “Also thanks for referring us to Nexera Law. That was a great help as they were able to come to us in the evening whereas our normal lawyer was only 9-5.”

Leslie P (Client)
Refinance
May 02, 2017

Excellent. Another successful transaction! Always a pleasure working with you (Stefanie P).

Ramon B (Mortgage Professional)
Refinance
May 10, 2017

As always... you are AWESOME (Julia R)!

Madeline N (Client)
Refinance
May 10, 2017

(Stefanie) Well you've got a super solid track record with winning results! I wouldn't look anywhere else ????

Cullen G (Client)
Purchase
May 16, 2017

(Angelique) Thank you for the smooth and exceptional service in closing this house.

Sudhir K (Client)
Purchase
May 17, 2017